In Jammu and Kashmir, the Rashtriya Swasthya Bima Yojna, jointly sponsored by the Centre and State governments was formally launched by State Health and Family Welfare Ministry in Srinagar on 13 October 2011. The scheme has been initially launched in the twin capital districts of Jammu and Srinagar and will be gradually extended to all the districts of the State. The initial launch of the scheme will benefit around 66000 BPL families in Srinagar and Jammu.
Entitled to cashless hospitalization coverage for most of the diseases through the network of identified hospitals up to expenditure of 30000 rupees per family per annum. This will cover five members of a family which include the head of the household, spouse and up to three dependents. The Central and State Governments will pay the premium to the healthcare providers (insurance companies) being selected by the State Government. The contribution will be on 90-10 basis annually and the beneficiary family has to pay only registration fee of 30 rupees only. Data of every family will be stored in the computer and head of the family will be provided with Smart Cards, which will enable their admission in the designated hospitals.
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